How do I Switch Car Insurance Companies? 

How do I switch car insurance companies? I just received my car insurance renewal and my rates went up by over $200 and I didn't have a claim or ticket. What's the easiest way to find and switch to a new company?

 

That's a common situation that many people find themselves in when they get their car insurance renewal. You try your hardest to be a good driver expressly so your car insurance won't go up, then it seems like your company sticks it to you a little more every time they bill you.

 

Switching car insurance companies is actually fairly easy to do. Obviously the price on your current renewal is not the same rate you'll pay with a different company. If you want to read more about what goes into the cost of car insurance, read our FAQ topic titled "How much will my car insurance be?".

 

When changing car insurance companies, you want to have your current policy handy. The declarations page will show you what your current coverages are, and you will want to initially use those same values to obtain comparison quotes from other companies.

 

If you use different values on your quotes, you won't be able to accurately determine which company is offering the lower rate.

 

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New Home Affordable 125% Refinance Program

Owns Australian Real Estate...

You have probably read that President Obama announced changes to the Making Home Affordable Refinance Program whereby a person can refinance a first mortgage that is upside-down. The big caveat being that the mortgage needed to be owned by Fannie Mae or Freddie Mac with the loan originated prior to June of 2009. The changes announced yesterday extend the program to December 31, 2013, and will allow a refinance of a first mortgage no matter how far upside down the home is. The basics that were announced are below. No lenders are offering the program yet although major lenders are working on it’s release. (more…) … [Read more...]

The McMansion is Going the Way of the Dinosaur

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The Obama Plan? Banks Help More Homeowners Than the President

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You’ve got the swish suits, the bristling confidence and the conversational wit of an Oscar Wilde/Truman Capote mashup – but you don’t have the education. No matter what job you shoot for, and how dazzling you are in an interview, you’ll sink like a dumbbell in a lake if your CV isn’t worth the paper it’s printed on. But you’re getting older – who wants to commit their life to studying when they’re on the other side of thirty? Well, there are ways to pack your resume full of goodness, and quickly. Here are just a few. Go the distance When you get past a certain age, heading to university seems like little more than a pipe dream. And the fresh-faced freshness of 18-year-old freshers is off-putting, to say the … [Read more...]

Shared Appreciation Mortgages: SAM’s Coming Back?l

The Nativity - Andrea Mantegna - c. 1490

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Making Mortgage Prepayments

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How to Get Out of Debt

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Are You Too Old to Take Out Life Insurance?

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Accelerate your payments

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Silence Not Golden in Intergenerational Family Finance

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