How do I Switch Car Insurance Companies? 

How do I switch car insurance companies? I just received my car insurance renewal and my rates went up by over $200 and I didn't have a claim or ticket. What's the easiest way to find and switch to a new company?


That's a common situation that many people find themselves in when they get their car insurance renewal. You try your hardest to be a good driver expressly so your car insurance won't go up, then it seems like your company sticks it to you a little more every time they bill you.


Switching car insurance companies is actually fairly easy to do. Obviously the price on your current renewal is not the same rate you'll pay with a different company. If you want to read more about what goes into the cost of car insurance, read our FAQ topic titled "How much will my car insurance be?".


When changing car insurance companies, you want to have your current policy handy. The declarations page will show you what your current coverages are, and you will want to initially use those same values to obtain comparison quotes from other companies.


If you use different values on your quotes, you won't be able to accurately determine which company is offering the lower rate.


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